Expat-friendly mortgage advice for Netherlands homeownership

Are you planning to move to the Netherlands or have you just arrived? Let’s talk about what you need to do to settle in comfortably.

First things first, finding a place to live is crucial. You’ll have to decide whether you want to buy a home or rent for a while. If you’re interested in buying, the first step is to figure out how much money you can borrow. ABN AMRO has lots of experience helping expats like you buy homes, so they’re a great choice to guide you.

Let me introduce you to Jocelyn, a senior mortgage advisor at ABN AMRO BANK!

Tell us a bit about yourself and your work

Hi, I’m Jocelyn, a mortgage advisor at ABN AMRO. My job is to help people from different countries buy homes in the Netherlands. I started by working with expats, helping them with things like banking, loans, and insurance. Later, I decided to specialize in mortgages to give even better help to our clients. Now, I’m part of ABN AMRO, which has been doing this for more than 25 years.

Who are your clients?

I work with expats, people from the Netherlands who are working abroad, and others who are somewhere in between. Many people who come to the Netherlands are new and need support to settle in well. That’s who we focus on.

What do you do, and how do you work with others?

We handle everything for your mortgage, from the beginning to the end. Our goal is to help you afford the home you want. We also help you find the right people to work with and guide you through all the paperwork and steps to buy a home. Our aim is to make it easy for you to move into your new place.

Any tips for expats to make moving to the Netherlands smoother?

Sure, here are three tips:

  1. Join an Expat Group: You can talk to others who have moved to the Netherlands and learn from their experiences about buying a home and more.
  2. Get Used to Transport: Bicycles and public transport are big here. It’s good to get familiar with them.
  3. Be Ready for Weather: Netherlands weather can change quickly. It’s a good idea to have an umbrella handy.

What should expats do or avoid when dealing with your field?

Let’s talk about what’s good to do and what to avoid:


  1. Start with a Mortgage Advisor: Talking to an advisor can help you understand everything and make your home-buying journey smoother.
  2. Visit Houses: It’s a good idea to check out different houses to understand how things work.


  1. Don’t Go Alone: It’s a good idea to get advice from someone who knows about Dutch mortgages. They’re different from what you might be used to.
  2. Don’t Rush Buying: Take your time finding a home that suits you. It’s an important decision.

Why should someone choose you over others?

ABN AMRO has everything you need to settle in the Netherlands. We offer lots of financial products, and our advisors have helped lots of people like you. Plus, we can help you with things like insurance, payments, and even car loans.

How can people get in touch with you?

You can email me at jocelyn.muller@nl.abnamro.com or visit our website to set up a meeting, even if you’re not an ABN AMRO customer yet.

Jocelyn is one of our experts in the next How To Buy A House Event in Amsterdam. You can purchase your tickets to this informative event HERE

Places are limited!

This is just the beginning of your journey! See you Soon!